Travel insurance gives you extra protection when a trip doesn’t go according to plan. And this is crucial for people that love traveling solo. However, you may encounter problems when filing your travel insurance claim. Here’s what you can do if you encounter problems with your travel insurance claim.
If you encounter a problem while trying to file a claim with your travel insurance, check whether the policy gives you the right to file a claim. That means checking the prints in the insurance policy to ensure that it covers what you’re claiming. Your insurer can decline to pay out all or some of the claim because of the following:
If you feel that your travel insurance policy covers you, but the insurer is acting unfairly, consider making a complaint. Write the complaint telling the insurer the way you want to resolve the issue. If unhappy with the response you receive, file a formal complaint via the company’s internal complaints procedure. The Financial Conduct Authority will compel the insurer to deal with your complaint.